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Line of Credit

Business line of credit = flexible funds. Good credit score = better loan terms.

Types of Business Line of Credit: Secured and Unsecured?

A secured business line of credit:

Secured business line of credit = collateral needed (usually real estate). Good for new businesses or those with credit issues. Lender uses collateral for payment if business defaults.

The unsecured business line of credit:

Unsecured business lines of credit don't need collateral but may require a personal guarantee, have higher interest rates, and require a strong credit score.

Why Get a Business Line of Credit?

A business line of credit allows small businesses to access funds as needed for day-to-day needs without constantly applying for loans.

How Does a Business Line of Credit Work?

A business line of credit is a flexible way to access funds as needed, with interest charged only on what is used.

What is the Best Business Line of Credit?

  • Fast process (from application to funding)

  • Access to a wide variety of lending options

  • A true revolving line - access to additional funds once you begin to pay back the line

  • Ongoing access to the line to be used to assist with cash-flow in times of opportunity and emergency

  • Better rates and terms that meet your business needs


What Do You Need To Qualify?

6+ Months in Business

You can qualify for our top financing options with as little as 6+ months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

600 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 600.

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